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Friday, 30 October 2026Criminal Law & ComplianceBy Margarita Santana Lorenzo
Railway tracks and overhead lines in the fog
Photo: Neelkamal Deka / Unsplash
Rail accident

Train collision at Urda (Toledo): who is liable, and who pays the victims?

In one sentenceWithout waiting for the trial, the company the passenger was travelling with must pay an advance of at least €21,000 per death within fifteen days; only individuals whose negligence is proven can go to prison, but organisations and their insurers pay.

May it please the Court.

On Wednesday 28 October, shortly before nine in the morning, a Renfe AVE high-speed train ran into the back of an Iryo train standing on the same track near Urda, in the province of Toledo. Sixty-nine people never reached their destination, according to the figure given by the regional government of Castilla-La Mancha on 29 October, and more than a hundred were injured [1]. Behind every figure there is a family. And since that day you will have asked yourself, like everyone else, the same questions: whose fault was it? Who is going to pay? When? The legal answer comes in two halves, and hardly anyone tells them apart.

I do not bring you an opinion on what happened, which is a matter for the courts, but an explanation of how the law works when something like this occurs. The verdict, as always, is yours.

What we know and what we do not

The criminal investigation is being led by Court no. 2 of the Civil and Investigating Section of the Court of First Instance of Orgaz, which has opened preliminary proceedings into facts that may constitute manslaughter and injury through gross negligence. The judge has placed the proceedings under seal, ordered the black boxes to be secured and asked ADIF, the state rail infrastructure manager, for the traffic data from the Atocha control centre and the applicable protocols [2]. In parallel, the Railway Accident Investigation Commission is carrying out its own technical investigation. Early press reports point to a failure of the signalling system and to errors in the orders given from the control centre [3], but none of this has yet been proven. It is worth remembering every time someone names a culprit on social media.

Who is liable?

Criminal

Who
Individuals: whoever gave the order, whoever was driving, whoever was responsible for safety. Organisations only for a closed list of offences, and this is not one of them
Before whom
The investigating judge of Orgaz and then the criminal court
At stake
Prison and professional disqualification

Civil

Who
The organisations (Renfe, Iryo, ADIF) and their insurers
Before whom
The same criminal judge, or the civil courts if the criminal case is closed
At stake
Compensation for all losses

Administrative

Who
ADIF, as public manager of the infrastructure
Before whom
The administration and then the administrative courts
At stake
State liability

Immediate

Who
The company the passenger was travelling with
Before whom
No trial needed
At stake
Advance payment of at least €21,000 per death within 15 days

Frequently asked questions

Can Renfe, Iryo or ADIF be criminally convicted?

Organisations can commit offences too, but only those on a closed list set by the Spanish Criminal Code, and they are never punished with prison. They face penalties of their own: fines, dissolution, suspension of activities, closure of premises, a ban on the activity concerned or disqualification from public contracts and public aid, among others (art. 33.7 of the Criminal Code) [4]. Manslaughter and injury through negligence are not on that list, so in an accident like this one the organisation cannot be criminally convicted. Moreover, ADIF and Renfe are public business entities, which the Criminal Code expressly excludes from this liability (art. 31 quinquies) [4]. In short: for manslaughter through negligence only individuals can go to prison, and the organisation cannot be charged with this offence. But that does not release it from paying: it is civilly liable, with its insurers directly liable and the organisation itself liable in the alternative for offences committed by its employees (arts. 117 and 120.4) [4], on top of its liability as a carrier towards its passengers.

What sentence could the person at fault face?

Manslaughter through gross negligence carries one to four years in prison (art. 142.1 of the Criminal Code), plus professional disqualification where the negligence is professional. Since 2019, where there are several deaths and the negligence is of notorious gravity, the judge may raise the sentence by one degree and, if the number of deaths is very high, by two (art. 142 bis, introduced by Organic Law 2/2019) [4]: up to nine years in prison. That rule did not yet exist at the time of Angrois.

What happened at Angrois?

It is the mirror in which we all look. Eleven years after the 2013 accident near Santiago de Compostela, Criminal Court no. 2 of Santiago sentenced the train driver and ADIF's former head of traffic safety to two and a half years in prison each for 79 counts of manslaughter and 143 of injury through negligence, with the insurers directly liable for compensation and Renfe and ADIF liable in the alternative [5]. In January 2026, as reported, the Provincial Court of A Coruña upheld the driver's conviction, acquitted the executive and raised the compensation to more than €22 million [6]. The lesson is uncomfortable: the fault of the person at the controls is relatively easy to prove; that of whoever should have prevented the risk from an office, much less so.

And where does Adamuz stand, nine months on?

It is the most useful comparison, because it closely resembles what lies ahead. On 18 January, an Iryo train derailed near Adamuz (Córdoba) and collided with a Renfe Alvia; 46 people died. The case is being investigated by the court of Montoro, which in June provisionally classified the facts as manslaughter and injury through negligence [7], and which in October is still awaiting the analyses of the sleepers and ballast it commissioned from public laboratories; to date the accident has not been attributed to any individual [8]. The money, on the other hand, has moved. Nine days after the accident, the Government approved Royal Decree-law 1/2026, which grants the family of each person killed direct aid of €72,121.46, non-repayable and compatible with any compensation, and an equal amount as an advance on civil-liability compensation, to which the State is subrogated; injured passengers receive aid according to the severity of their injuries, of up to €84,141.70 [9]. And ADIF's insurer has deposited more than €27 million with the court for the victims, without anyone having been charged [10]. Not everything has gone well: in April, the victims' spokesperson complained that they had received nothing from the insurers [11]. But the lesson is clear: the criminal route will take years; the financial one can and must move sooner.

Do victims have to wait for the trial to be paid?

No. The European regulation on rail passengers' rights requires the company the passenger was travelling with to make an advance payment without delay and, at the latest, within fifteen days of identifying the person entitled to it; in the event of death, it may not be less than €21,000 per passenger (art. 15 of Regulation (EU) 2021/782) [12]. The advance is not an admission of liability and is deducted from the final compensation. In addition, every ticket includes the Compulsory Passenger Insurance, which pays out according to a statutory scale without anyone's fault having to be proven [13].

What if I was on the Iryo train and the fault turns out to lie with the AVE or the control centre?

You do not have to work that out in order to start being paid. The advance is owed by the company you bought your ticket from, whether or not it was responsible for the accident, as the Adamuz Royal Decree-law itself points out [9]. Who pays in the end, and in what proportion, will be settled later between all those responsible and their insurers.

Who pays the final compensation?

The criminal judge sets it in the judgment, unless the victim reserves the claim for separate civil proceedings. Insurers are directly liable up to the limit of their policy (art. 117 of the Criminal Code), and organisations are liable in the alternative for offences committed by their employees (art. 120.4). Public bodies are likewise liable in the alternative for their staff acting in the course of their duties, without prejudice to state liability and without anyone being paid twice for the same loss (art. 121) [4].

What should those affected do now?

Join the proceedings. Anyone criminally liable for an offence is also civilly liable if the act caused loss or damage (art. 116 of the Criminal Code) [4], and the natural way to assert both is to take part in the criminal proceedings from the outset. Those harmed can and should join the preliminary investigation already under way at the Orgaz court: as private prosecutors, they will be able to request investigative measures, see the case file once the seal is lifted and claim compensation within the same proceedings. The law allows them to do so up to the stage at which the charges are formulated (art. 110 of the Criminal Procedure Act) [15], but waiting is a mistake: what is not requested during the investigation is hard to recover at trial.

What if the criminal case is closed?

It can happen: if the investigation fails to attribute criminally relevant negligence to anyone, the judge may close the case. That does not leave victims without a remedy. The administrative route remains open, through a state-liability claim against ADIF as public manager of the infrastructure, as does the civil route against the company the passenger was travelling with and its insurers. While the criminal case is open, the time limit for those other routes is, as a rule, suspended; but once it is closed, the deadlines are short: for state-liability claims, one year, which for personal injury runs from recovery or from the moment the after-effects are determined (art. 67.1 of Law 39/2015) [14]. That is why it is best not to wait for the criminal case to end before preparing the claim.

What evidence should you keep from today?

Everything that proves you were on the train and what the accident has cost you. It is what will allow you to receive the advance, the insurance and the final compensation, and it is what gets lost most easily over time:

  • The ticket or, if you no longer have it, the proof of payment, the booking or the company's confirmation email.
  • Every medical report: A&E, admission, discharge, tests, follow-ups and any physiotherapy or psychological treatment.
  • Sick-leave and return-to-work certificates, and payslips or proof of income from before and after the accident.
  • Invoices and receipts for medicines, orthopaedic material, transport, taxis, accommodation, meals and any other expense caused by the accident, including those of relatives who travelled.
  • A list of personal belongings lost or damaged, with their value and, if possible, photographs.
  • The names and contact details of other passengers who could act as witnesses.

Keep the originals and make copies, and do not sign any waiver or settlement with the company or its insurer without first consulting your lawyer.

My view

Rail disasters are tried late and poorly understood. It took eleven years to obtain a judgment for Angrois, and by then many victims had run out of patience and resources. Adamuz has gone nine months without a single person being held responsible, although the money has begun to arrive. That is why, in these first days, the most important thing is not to find someone to blame, but for families to know that they have immediate rights that do not depend on the trial, and that the criminal question and the financial question have different answers.

My advice is to act now, and in order. First, claim in writing from the company you were travelling with the advance payment you are owed, and activate the Compulsory Passenger Insurance. Second, keep all your paperwork: the ticket or proof of payment, medical reports, sick-leave certificates, payslips and every invoice for medicines, transport and accommodation. Third, join the proceedings at the Orgaz court so as to take part in the investigation and claim compensation within the same case. And in the meantime, do not sign any waiver or settlement with the insurers without legal advice. That prison is only for individuals does not mean organisations walk away unscathed: they or their insurers will pay. And that the investigation is slow does not mean the money has to be.

Judgment reserved.

Margarita Santana LorenzoFounding Partner and Managing Director · LinkedIn

Sources

  1. Infobae, «Última hora del accidente de trenes en Toledo», 29/10/2026 (figure from the Castilla-La Mancha regional government; in Spanish). Link
  2. elDiario.es, «Comienza la investigación del accidente de Urda: la jueza prohíbe acceder a la vía y ordena preservar las pruebas», 28/10/2026 (in Spanish). Link
  3. elDiario.es, «Una avería técnica y una cadena de errores humanos provocaron el fatal accidente de Urda» (in Spanish). Link
  4. Spanish Criminal Code (Organic Law 10/1995), consolidated text, arts. 31 quinquies, 33.7, 116, 117, 120, 121, 142 and 142 bis. BOE. Link
  5. Judgment 145/2024 of 26 July, Criminal Court no. 2 of Santiago de Compostela, ECLI:ES:JP:2024:11.
  6. elDiario.es, «La Audiencia de A Coruña absuelve al exjefe de seguridad de Adif por el accidente del Alvia en Angrois», 23/01/2026 (in Spanish). Link
  7. El Debate, «La jueza de Adamuz califica por primera vez el accidente como presunto delito de homicidio», 12/06/2026 (in Spanish). Link
  8. Moncloa.com, «La Guardia Civil analiza traviesas y balasto para esclarecer el accidente ferroviario de Adamuz», 16/10/2026 (in Spanish). Link
  9. Royal Decree-law 1/2026 of 27 January on aid to the victims of the rail accidents at Adamuz (Córdoba) and Gélida (Barcelona). BOE no. 25, 28/01/2026, BOE-A-2026-2023. Link
  10. Herqles, «La aseguradora de Adif consigna otros 816.952 euros para las víctimas de Adamuz», 30/10/2026 (in Spanish). Link
  11. El Confidencial Digital, «Portavoz de las víctimas de Adamuz: “De las compañías de seguros no hemos cobrado nada”», 08/04/2026 (in Spanish). Link
  12. Regulation (EU) 2021/782 of the European Parliament and of the Council of 29 April 2021 on rail passengers' rights and obligations, art. 15.
  13. Royal Decree 1575/1989 of 22 December approving the Compulsory Passenger Insurance Regulation.
  14. Law 39/2015 of 1 October on the Common Administrative Procedure, art. 67.1. BOE. Link
  15. Spanish Criminal Procedure Act, arts. 109 and 110. BOE. Link

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